With increasing identity theft and other associated fraudulent activities, it is important that you regularly check your credit profile for any suspicious activity. The sooner you are aware of any changes to your profile or score, the easier it will be for you to improve, or correct it.
Understand your credit score
Your report includes key financial details about you, including personal loans, credit cards, home-loans and any other financial contracts that you hold. It also includes details of your payment history and how you manage your accounts, as well as whether you have any defaults or judgements recorded against you.